Bee is delivering the first to market mobile application being intentionally developed from the ground up that will automate the whole loan life cycle continuum in a single company's architecture on the blockchain. Just as there is a need for databases to be encrypted and securely distributed across a decentralized ledger along with automated smart contracts, there is a need for consumers to have enhanced secure mobile access to debt servicing and lending options. Bee App is a decentralized marketplace mobile app run on the Ethereum blockchain that provides a one-stop-shop buying experience for distressed consumers seeking debt servicing solutions and affordable home loans. Being first to market with these mobile applications, Bee fills a marketplace decentralized need and is complementary to other components to create the ideal customer buying experience all from a smart phone. Without these new blockchain based applications, servicers and lenders will continue to lack key systems technological advancement generating friction in origination and settlement, over-reliance on GSE platforms and credit policies, Dodd-Frank (TRIDD regulations), and The Fed's monetary policies making personal debt management and the cost of home ownership more expensive.