If your pet was seriously injured and needed emergency medical care, how would you cover the cost? In a recent study, 45% of dog owners and 36% of cat owners thought they were financially prepared for pet expenses but were not.1 Would you be prepared to pay anywhere from a few hundred to thousands of dollars? If not, pet insurance can be a critical safeguard.

There are many pet insurers out there, but we selected the best providers based on an in-depth analysis of 25 pet insurers and more than 2,000 data points. Our scoring model gave more weight an insurer's plan options and company features. Additionally, we also considered the results of a survey of more than 400 pet owners who were interested in buying a policy, had one at the time of the survey, or previously had a pet insurance plan.

Best Pet Insurance Companies of May 2023

  • Best if You Want an Established Insure: Nationwide Pet Insurance
  • Best Value for the Price: Figo Pet Insurance
  • Best for Lowering Your Premium: Metlife Pet Insurance
  • Best for Pre-Existing Conditions: ASPCA
  • Best for Dental Coverage: Odie Pet Insurance
  • Best for Quick Claims Processing: Pets Plus
  • Best for Military Families: USAA Pet Insurance
Why Trust Us
25
Providers reviewed
51
Plan features considered
1,275
Data points analyzed
408
Consumers surveyed
Investopedia collected key data points from many pet insurance and wellness companies to identify the most important factors to pet owners. We used this data to review each company for plan options, deductibles, coverage, claims processing, and other features to provide unbiased, comprehensive reviews to ensure our readers make the right decision for their pets’ needs.