Best Mortgage Lenders for Bad Credit

If you are one of the millions of Americans with poor credit, qualifying for a mortgage can be difficult. Conventional mortgages typically require a score of 620 or higher.1

 

 

 

However, there are some lenders that offer loan options for borrowers with less-than-perfect credit. We researched top companies and identified the best mortgage lenders for bad credit based on their credit score requirements, minimum down payment amounts, and debt-to-income ratio limits, among other factors. Read on to find a mortgage lender to suit your needs.

Best Mortgage Lenders for Bad Credit of 2022

  • Best Overall: Prosperity Home Mortgage
  • Best for VA Loans: Cherry Creek Mortgage
  • Best for Online Option: Better.com
  • Best for Quick Closing Time: SWBC