If you are one of the millions of Americans with poor credit, qualifying for a mortgage can be difficult. Conventional mortgages typically require a score of 620 or higher.1
However, there are some lenders that offer loan options for borrowers with less-than-perfect credit. We researched top companies and identified the best mortgage lenders for bad credit based on their credit score requirements, minimum down payment amounts, and debt-to-income ratio limits, among other factors. Read on to find a mortgage lender to suit your needs.
Best Mortgage Lenders for Bad Credit of 2022
- Best Overall: Prosperity Home Mortgage
- Best for VA Loans: Cherry Creek Mortgage
- Best for Online Option: Better.com
- Best for Quick Closing Time: SWBC