Bundling your home and auto insurance is a great way to save money. But don’t just go with the first insurance company you come across that offers a bundling discount. Select an insurer with strong customer service, plenty of perks and coverage options, plus other discounts.

Here are NerdWallet’s picks for the best home and auto insurance bundles.

How we chose the best home and auto insurance bundles

Our editorial team chose insurance companies with NerdWallet ratings of at least 4.5 stars for their home and auto insurance products. All companies selected offer a discount for bundling home and auto insurance policies. We excluded insurers with products available in fewer than 10 states.

To learn more about how we rate insurance companies, read our methodology.

» MORE: How to save by bundling home and auto insurance

American Family

American Family says policyholders can save up to 23% when they bundle home and car insurance. The company offers strong customer service too, drawing fewer consumer complaints to state regulators than expected for an insurer of its size.

In addition to standard car insurance coverage, you can also add Diminishing Deductibles to your policy. With this feature, American Family will reduce your deductible — the amount of a claim you’re responsible for — by $100 for each year you drive safely.

Diminishing Deductibles are also available for homeowners insurance, along with a variety of other add-ons. For example, you can buy coverage for water damage from backed-up sewers and drains, or for major appliances that break down.

Aside from a bundling discount, you may be eligible for savings if you:

• Install certain smart devices in your home.

• Own a house that’s less than 15 years old.

• Have renovated your home recently.

• Insure more than one vehicle with American Family.

• Drive fewer than 7,500 miles per year.

• Sign up for autopay.

Check out our American Family auto insurance and American Family home insurance reviews to learn more.

Amica

Amica’s website states that policyholders can save up to 30% if they bundle their home and auto insurance. In addition to a generous discount, the company has an array of coverage options. Amica also receives fewer complaints to state regulators than expected for a company of its size.

Homeowners who want additional coverage on top of Amica’s standard home policy can buy the Platinum Choice package, which includes extended dwelling coverage and increased liability limits. Meanwhile, drivers can purchase extras like full glass coverage or prestige rental coverage, which covers up to $5,000 for a comparable rental car if your vehicle is in an accident.

Bundling isn’t the only discount Amica offers. Depending on your state, you could also save money by:

• Being insured by any auto insurer for at least two years.

• Insuring more than one car.

• Equipping your car with anti-theft devices like car alarms or GPS tracking systems.

• Going without an auto insurance claim for at least three years.

• Insuring a new or remodeled home.

• Signing up for paperless billing or autopay.

Read more in our Amica auto insurance and Amica home insurance reviews.

» MORE: The best home insurance companies

Country Financial

Country Financial is another great option for bundling. The company has strong customer satisfaction, with far fewer complaints to state regulators than expected for a company of its size.

Country Financial offers a wide range of home insurance coverage options depending on the policy you choose. Some policies cover issues like countertop burns or a power surge that damages electronics. And, in most states, the company offers guaranteed replacement cost coverage, which has no limits on how much it will pay for new construction materials and labor to rebuild your home.

Auto insurance coverage options include new car replacement, which can pay for a new vehicle after an accident even if yours is a couple of years old. You can also add vehicle rental and trip interruption, which reimburses up to $800 for a rental car if you’re in an accident while away from home. It also covers some transportation, lodging and meal expenses if you’re in an accident more than 100 miles away from home.

The company offers a variety of discounts. Depending on your state, savings may be available for things like:

• Installing smoke detectors and automatic sprinkler systems in your home.

• Getting a quote before your policy expires.

• Insuring a car with an alarm or anti-theft device.

• Going without tickets or accidents for at least three years.

• Working as a teacher, firefighter, police officer, emergency medical technician or paramedic.

Read more in our Country Financial auto insurance review and Country Financial home insurance review.

» MORE: The best car insurance companies

Farmers

One of the largest insurers in the U.S., Farmers offers plenty of discounts, plus a variety of ways to customize your coverage. It sells homeowners and auto insurance in most states.

Depending on where you live, your Farmers homeowners policy may include extended dwelling coverage, which offers extra insurance for the structure of your home in case it costs more than expected to rebuild. The policy may also cover your belongings on a replacement cost basis, meaning that the company will pay enough to buy new replacements if your items are stolen or destroyed. (Some companies pay less for older items due to depreciation.)

When it comes to auto insurance, Farmers has a variety of optional coverage types to choose from. For example, drivers who work for companies like Uber or Lyft can add rideshare insurance. If your car is a year or two old, you may want to add new car replacement coverage so you can buy a new vehicle if yours is totaled.

Beyond bundling, Farmers may also offer discounts for:

• Having a fire alarm or security system in your home.

• Not having any smokers in your household.

• Being a teacher, firefighter, police officer, doctor, nurse, dentist or engineer.

• Driving a hybrid or other alternative fuel vehicle.

• Insuring more than one car with Farmers.

• Having a good student on your policy.

Get more details by reading our Farmers auto insurance and Farmers home insurance reviews.