Yes, your daughter can stay on your health insurance plan until age 26, even if she is eligible to enroll in her own employer’s health plan, according to the Affordable Care Act.

The only exception is if your plan is “grandfathered,” which means it existed before the federal health care reform law was enacted on March 23, 2010, and the plan has not undergone significant changes since then. Until 2014, grandfathered plans do not have to extend coverage to young adult children who have access to other group health insurance coverage. Check with your employer’s health benefits administrator to learn whether your health plan is grandfathered.

The provision extending health insurance coverage to young adults is comprehensive. Children can remain on their parents’ plans even if they are married, financially independent and living away from home. More details about young adult coverage are available on Healthcare.gov, the federal government’s health care reform site.

The provision for young adults was among a variety of measures that went into effect in September 2010.

Check our health insurance offers for you:

*Sponsored

	SmartFinancial Best Coverage Options, Avoid Tax Penalty, Save Hundreds Top Rated Health Plans at Low Cost Get a Free Rate From One of Our Licensed Health Agent Now! Available 24/7	Get a Quote
	NextGen Find these GREAT rates in 3 easy steps: 1. Compare the LOWEST rates you will find from Blue Cross of California and UnitedHealth. 2. Review all the best deals in San Mateo County in minutes. Get Covered & saving now!	Get a Quote
	HealthPlanRate.com See Instant Rates Comparison Compare Affordable Coverage Online (100% Free) Choose from PPO, HMO & Short Term Plans Top Rated Plans for Families & Individuals	Get a Quote
	HealthPlansAmerica Affordable California Health Plans Eligible Individuals Monthly Plans for $10* or Less Click Here and Get Covered Today!	Get a Quote
	HealthCare.com 2023 Health Insurance Plans. Find The Best Health Insurance Plan for You Low-Cost Short-Term Health Plans Also Available. Be Secure. Be Safe. Get Coverage ASAP. Find The Right Plan Fast - Search Plans By ZIP.	Get a Quote

*Sponsored

Related Articles

When does health insurance start at a new job?By Shivani Gite

Can I drop my spouse from my health insurance at any time?By Nupur Gambhir

How to add a spouse to your health insurance planBy Huma Naeem

Does my deductible start over if I change jobs?By Shivani Gite

When does health insurance expire after leaving your job?By Casey Bond

If both spouses have health insurance which is primary?By Prachi Singh