How much does car insurance cost in Akron?

 

The average cost of car insurance in Akron, Ohio, is $1,131 per year. That's more expensive than the statewide average in Ohio ($1,047) and cheaper than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Akron.

 
CAR INSURANCE RATES IN AKRON
Akron Average (annual) Ohio Average National Average
$1,131 $1,047 $1,548
 
Jump to Akron auto insurance rates by:
  • Insurance company
  • Age group
  • Gender
  • Driving record
  • Credit score
 

Akron car insurance costs by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, GEICO offers Akron's most affordable premiums. See below the best options for affordable auto insurance in Akron. Don't forget to get car insurance quotes based on your driving profile.

 
AKRON AUTO INSURANCE RATES BY COMPANY
Insurance Company Average Rate (annual)
GEICO $699
Grange Insurance $819
Erie $826
State Farm $954
Cincinnati Insurance $967
 

Learn more about how to find the best cheap auto insurance.

 

Car insurance rates by age bracket in Akron

The best age for car insurance rates as a driver in Akron is your 0s: drivers in this age group pay an average of $1,007per year. Drivers in their 60s pay marginally higher rates — $1,034 per year.

The Akron drivers who face the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in Akron is to celebrate your 20th birthday. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Akron is $3,595, the largest such difference between any two age groups.

 
AKRON AUTO INSURANCE COSTS BY AGE
Age bracket Average Annual Rate
Teenagers $5,199
20s $1,604
30s $1,115
40s $1,070
50s $1,007
60s $1,034
70s $1,296
 

Learn about the impact of age on auto insurance rates.

 

Akron car insurance rates by gender and marital status

 

Marital status and gender can be contributors to car insurance rates, in some cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Akron pay $68 less than single drivers for auto insurance. 

Gender is another factor that can affect car insurance rates. In Akron, the gap in car insurance rates between genders is $2 per year, with male drivers paying more than female drivers.

 
INSURANCE RATES IN AKRON BY MARITAL STATUS AND GENDER
Marital Status/Gender Average Annual Rate
Female $1,129
Male $1,131
Single $1,063
Married $1,063
Divorced $1,131
Widowed $1,109
 

Learn more about how gender and marital status affect car insurance rates.

 

Akron auto insurance rates by accident and violation history

 

If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Two of the most costly citations to receive are DUI and reckless driving. Akron drivers found guilty of reckless driving face insurance rate increases of $665 per year, compared to the citywide average. A DUI violation may lead to a $670 increase, while a citation for speeding leads to a $253 rate hike.

 
AVERAGE AKRON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident Average Yearly Rate
DWI/DUI $1,801
Reckless Driving $1,796
At-fault Accident (damages less than $1,000) $1,633
At-fault Accident (damages > $2,000) $1,770
Speeding Ticket (16-20 mph over speed limit) $1,384
 

Learn more about the impact of driving violations on car insurance rates.

 

Akron car insurance rates by credit level

 

In many cases, a driver's credit level is closely correlated with their auto insurance rates. In fact, Akron drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 58% decrease in car insurance rates. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Akron, moving into the "Fair" credit tier corresponds to an average of $816 in savings on insurance each year.

 
AKRON AUTO INSURANCE RATES BY CREDIT LEVEL
Credit Score Average Annual Rate
Very Poor $2,176
Fair $1,360
Good $1,131
Very Good $1,012
Exceptional $918
 

Learn more about the relationship between poor credit and car insurance.

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.