How much is auto insurance in Beaverton?

 

Car insurance coverage costs an average of $1,644 each year in Beaverton. That's more expensive than the average rate in Oregon ($1,463) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in Beaverton.

 

AUTO INSURANCE: BEAVERTON RATES VS. STATE + NATIONAL AVERAGES
Beaverton Average (annual) Oregon Average National Average
$1,644 $1,463 $1,548

 

Table of contents:
  • Insurance company
  • Age group
  • Marital status/gender
  • Driving history
  • Credit score

 

Beaverton car insurance premiums by provider

 

The company-by-company differences in car insurance rates can be substantial, so it's important to carefully compare quotes when choosing an insurer. In Beaverton, GEICO offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Beaverton. Don't forget to get car insurance quotes based on your unique driving profile.

 

BEAVERTON CAR INSURANCE PREMIUMS BY COMPANY
Company Average Annual Rate
GEICO $1,073
Country $1,146
USAA $1,189
State Farm $1,313
Progressive $1,646

 

Read our guide to finding the best cheap auto insurance.

 

 

Car insurance rates by age bracket in Beaverton

Beaverton drivers in their 50s enjoy relatively affordable auto insurance rates, paying just $1,480 per year, on average. Those in their 60s don't pay significantly more ($1,502).

The Beaverton drivers who pay the highest insurance rates are teenagers. When Beaverton drivers hit their 20s, their insurance rates drop substantially. In Beaverton, teenage drivers pay $6,076 — a full $4,574 more than the second-most expensive rate paid by an age group.

 

BEAVERTON CAR INSURANCE PREMIUMS BY DRIVER AGE
Age tier Average Yearly Rate
Teenagers $6,076
20s $2,110
30s $1,678
40s $1,592
50s $1,480
60s $1,502
70s $1,813

 

Learn more about the impact of age on auto insurance rates.

 

 

Beaverton car insurance rates by marital status and gender

 

In some cases, a driver's marital status and gender may affect their car insurance premiums. Married drivers in Beaverton pay $95 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.

Another component of auto insurance pricing is gender. In Beaverton, female drivers pay more for auto insurance than do male drivers: $88 per year, to be precise.

 

BEAVERTON CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/Gender Average Annual Rate
Female $1,732
Male $1,644
Single $1,644
Married $1,549
Divorced $1,649
Widowed $1,643

 

Find out more about how gender and marital status have on auto insurance rates.

 

 

Beaverton auto insurance costs by accident and violation history

 

Regardless of where you live, steering clear of accidents and violations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can increase what you pay for car insurance.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Beaverton, a reckless driving citation results in an average insurance rate increase of $816 per year, compared to the citywide average. For the sake of comparison, a DUI offense results in a $640 increase, and a speeding ticket triggers a $384 rate hike.

 

BEAVERTON CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Violation/Incident Average Annual Rate
DUI/DWI $2,284
Reckless Driving $2,460
At-fault Accident (damages less than $1,000) $2,338
At-fault Accident (damages greater than $2,000) $2,489
Speeding Ticket (16-20 mph over speed limit) $2,028

 

Get more info on how a bad driving history can impact your car insurance costs.

 

 

Beaverton car insurance rates by credit level

 

Credit score is often closely tied to car insurance costs. Beaverton drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 54% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit can have a big impact in leading you toward lower car insurance rates. In Beaverton, improving your credit to "Fair" could help you earn a $635 decrease in yearly insurance premiums.

 

BEAVERTON CAR INSURANCE RATES BY CREDIT LEVEL
Credit Tier Average Annual Rate
Very Poor $3,106
Fair $2,471
Good $2,044
Very Good $1,724
Exceptional $1,424

 

Get more information on how credit impacts car insurance costs.

 

 

 

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.