What's the average cost of car insurance in Kent?

 

The average cost of auto insurance in Kent is $1,675 per year. That's more expensive than the statewide average in Washington ($1,368) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to be quoted based on your marital status, age, credit score, and other factors in Kent.

 
AUTO INSURANCE: KENT RATES VS. STATE + NATIONAL AVERAGES
Kent Average (yearly) Washington Average U.S. Average
$1,675 $1,368 $1,548
 
Jump to Kent car insurance rates by:
  • Provider
  • Age
  • Gender
  • Driving history
  • Credit score

 

Kent car insurance costs by provider

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Kent, USAA provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in Kent below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.

 
KENT CAR INSURANCE RATES BY COMPANY
Insurer Average Rate (annual)
USAA $1,089
PEMCO Insurance $1,124
State Farm $1,525
Progressive $1,563
Allstate $2,102
 

Check out our guide to learn how to find the best cheap car insurance.

 

Kent auto insurance premiums by age

Kent drivers in their 50s pay relatively affordable car insurance rates just $1,482 each year, on average. Those in their 60s don't pay significantly more ($1,546).

Teenage drivers pay Kent's most expensive insurance rates. When drivers hit their 20s in Kent and move out of the teenage age bracket, they reduce their premiums substantially. In Kent, teenage drivers pay $7,480 — a full $5,935 more than the second-most expensive rate paid by an age group.

 
KENT CAR INSURANCE RATES BY DRIVER AGE
Age tier Average Annual Rate
Teenagers $7,480
20s $2,259
30s $1,639
40s $1,553
50s $1,482
60s $1,546
70s $1,987
 

Learn more about how age influences auto insurance rates.

 

Kent auto insurance costs by marital status and gender

 

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Kent pay $78 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. In Kent, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can affect car insurance rates. In Kent, female drivers pay $55 per year more than do male drivers for car insurance.

 
KENT AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital Status Average Annual Rate
Female $1,730
Male $1,675
Single $1,597
Married $1,597
Divorced $1,675
Widowed $1,648
 

Learn more about the impact gender and marital status have on insurance rates.

 

Kent car insurance costs by incident history

If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Kent, a reckless driving citation results in an average insurance rate increase of $722 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $765 increase, and a speeding ticket triggers a $375 rate hike.

 
AVERAGE KENT INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident Average Yearly Rate
DWI/DUI $2,440
Reckless Driving $2,397
At-fault Accident (damages less than $1,000) $2,289
At-fault Accident (damages greater than $2,000) $2,493
Speeding Ticket (16-20 mph over speed limit) $2,050
 

Learn more about the impact of driving violations on car insurance rates.

 

Kent car insurance rates by credit level

 

One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with less-than-stellar credit histories. In fact, Kent drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 61% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Kent, improving your credit to "Fair" could help you earn a $1,325 decrease in annual car insurance rates.

 
KENT CAR INSURANCE RATES BY CREDIT LEVEL
Credit Level Average Annual Rate
Very Poor $3,378
Fair $2,053
Good $1,675
Very Good $1,504
Exceptional $1,332
 

Learn more about the relationship between poor credit and car insurance.

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