The average annual price to insure a Toyota is $2,615. However, your auto insurance costs can vary significantly depending on the model of your Toyota vehicle. For example, a Toyota Corolla costs $77 more per month to insure than a Toyota Prius. And if you want to find the best deal, you need to shop around.
Using a comparison tool like Insurify makes it easy to compare quotes from 10+ insurance companies side by side to find the best car insurance policy for your Toyota model. And the best part? You can get it done in under five minutes!
Table of contents
- Toyota Car Insurance Cost
- How Much It Costs to Insure a Toyota Corolla
- How Much It Costs to Insure a Toyota Camry
- How Much It Costs to Insure a Toyota RAV4
- How Much It Costs to Insure a Toyota Prius
- How Much It Costs to Insure a Toyota Highlander
- Cheap Toyota Car Insurance in Minutes
Toyota Car Insurance Cost
Your insurance rates don’t only depend on your Toyota model. Insurance premiums can vary dramatically depending on your age, what state you live in, and your driving history.
However, you can expect to pay $217 per month (or $2,615 per year) on average. The Toyota 86 sports car is the most expensive model and costs $406 monthly (or $4,896 annually) to insure on average. The Toyota RAV4 has the lowest average insurance costs, only $160 per month, or $1,920 per year—60 percent cheaper than the Toyota 86.
According to the Insurance Information Institute, you should get at least three quotes from different insurance companies to find the best deal. Use Insurify to find the best insurance coverage, premiums, and deductibles for your Toyota model and compare over a dozen insurance quotes in one place.
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Model Name | Monthly Cost | Annual Cost |
---|---|---|
Corolla | $ 273 | $3,276 |
Camry | $255 | $3,060 |
Prius | $ 196 | $2,352 |
Tacoma | $ 223 | $2,796 |
Highlander | $183 | $2,196 |
$2,196 | $ 207 | $2,484 |
Tundra | $2,592 | $2,592 |
Sienna | $167 | $2,004 |
Yaris | $225 | $2,700 |
Avalon | $221 | $2,652 |
How Much It Costs to Insure a Toyota Corolla
On average, it costs $273 monthly (or $3,276 annually) to insure a Toyota Corolla. However, the average monthly insurance quote varies significantly by insurance agency. For example, Farmers, the cheapest insurance provider in this sample, costs $119 monthly on average, which is $246 less than Infinity, the most expensive provider on this list.
In the table below, you can see the average monthly insurance quotes for different popular insurance carriers, from lowest to highest.
However, if you are a young driver or have a record of risky driving behavior, you can expect to pay higher insurance premiums than the average. In fact, a minor violation attached to your driver’s license can increase your monthly bills by 20 percent.
Carrier Name | Average Monthly Insurance Quote |
---|---|
Farmers | $119 |
21st Century | $146 |
Anchor | $160 |
Progressive | $160 |
Clearcover | $174 |
Travelers | $180 |
Nationwide | $206 |
SafeAuto | $208 |
Direct Auto | $239 |
Bristol West | $257 |
See more: How Much is Car Insurance a Month?
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Enter your ZIP codeGet my quotesHow Much It Costs to Insure a Toyota Camry
On average, it costs $255 per month (or $3,060 per year) to insure a Toyota Camry. This rate is slightly lower than the average rate to insure a Toyota Corolla, with a monthly difference of $18, which adds up to $216 per year.
The Toyota Camry is one of the most expensive Toyota models to insure, but fear not. Whether you are buying a new Toyota Camry or already own one, you can still get access to full coverage at a good price using Insurify.
Carrier Name | Average Monthly Insurance Quote |
---|---|
Amigo USA | $138 |
Anchor | $151 |
Travelers | $160 |
Clearcover | $161 |
Nationwide | $180 |
SafeAuto | $192 |
Safeco | $199 |
Direct Auto | $223 |
Midvale Home & Auto | $243 |
Bristol West | $246 |
How Much It Costs to Insure a Toyota RAV4
Costing $206 per month, or $2,472 per year, to insure, the Toyota RAV4 comes right after the Toyota Camry on our list, but with a significant monthly difference of $49, which adds up to $588 per year.
The average monthly insurance quotes vary drastically by carrier, with the lowest quote of $125 from Clearcover being $301 less than the most expensive one from Quantum. This monthly $301 difference adds up to $3,612 in annual savings if you take the time to compare quotes from different carriers.
Carrier Name | Average Monthly Insurance Quote |
---|---|
Clearcover | $125 |
Travelers | $135 |
Nationwide | $152 |
SafeAuto | $155 |
Safeco | $164 |
Direct Auto | $175 |
Mercury | $185 |
Bristol West | $194 |
Liberty Mutual | $216 |
The General | $268 |
How Much It Costs to Insure a Toyota Prius
With an average monthly insurance quote of $196 ($2,352 annually), the Toyota Prius ’s insurance rates are on par with the quotes for the Toyota RAV4 and Toyota Highlander. There’s still a significant difference of $280 between the most expensive quote from Arrowhead and the least expensive one from Clearcover, which adds up to a $3,360 annual difference.
Do you want to maximize your car insurance savings? Getting your car insurance, home insurance, and life insurance from the same carrier will likely result in discounts.
Carrier Name | Average Monthly Insurance Quote |
---|---|
Clearcover | $118 |
Travelers | $121 |
Safeco | $154 |
SafeAuto | $169 |
Mercury | $183 |
Liberty Mutual | $199 |
Bristol West | $203 |
Kemper | $227 |
Infinity | $247 |
The General | $262 |
How Much It Costs to Insure a Toyota Highlander
On average, it costs $183 per month, or $2,196 per year, to insure a Toyota Highlander. This is somewhat surprising considering that the Highlander is a standard-size SUV, a size which is normally more expensive to insure.
You can expect to pay higher than the average monthly insurance quote if you want to add popular add-ons to what your insurance covers, such as a roadside assistance policy or gap insurance.
Carrier Name | Average Monthly Insurance Quote |
---|---|
Mile Auto | $115 |
Travelers | $125 |
Elephant | $143 |
Direct Auto | $144 |
Progressive | $152 |
Safeco | $153 |
Mercury | $159 |
Bristol West | $178 |
AssuranceAmerica | $184 |
Midvale Home & Auto | $189 |
Cheap Toyota Car Insurance in Minutes
Insurance quotes are as unique as you are. Whether you’re buying a new vehicle or want to find a better car insurance policy for your old one, compare quotes from different providers to find the best deal. With Insurify, saving an average of $489 a year is simple. Spend five minutes telling us about your Toyota model and coverage preferences and get real side-by-side quotes from 10+ carriers.
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Enter your ZIP codeGet my quotesMethodology
Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.