How much down payment should you make?

Making a large down payment comes with many benefits. Namely, it can lower your monthly mortgage payment. However, you may not need to put as much down as you think. Learn how much a down payment on a house is.

Is now the time for a 5/1 ARM?

An adjustable-rate mortgage (ARM) can come with a lower introductory rate than a fixed-rate mortgage. In a high-rate environment, this could help you afford a home, but after the intro period is up, the rate will adjust to the market rate. Here’s what you need to know about a 5/1 ARM.

Here’s how much you could pay in closing costs

Closing costs are the bundle of fees you’ll need to pay when buying a home or refinancing. From an appraisal fee to attorney fees, here’s what to know.

How much money do you need to make to get a mortgage?

Lenders take a close look at your finances before approving you for a mortgage. Check out the “income requirements” for a mortgage — they  might not be what you think.

Why your LTV should matter to you

Your loan-to-value (LTV) ratio reflects how much you owe on the home you’re buying versus how much it’s worth. Learn how LTV factors into your mortgage approval.