One of the main concerns and critical questions asked around the world is whether cryptocurrencies have intrinsic or real values. Some people believe that it may even have a value of zero.

Zabercoin is an asset backed cryptocurrency. Therefore, with Zabercoin we aim to resolve this problem by combining the blockchain technology with physical asset investments like real estate and lucrative companies more specifically located in emerging markets were earnings growth remains profitable. The potential for growth remains high which will be explained and demonstrated thoroughly in this document.

Zabercoin limits your exposure to the downside risk. Zabercoin has a floor price right from the time of its inception. Each Zabercoin token will be backed by lucrative property such as real estate making this cryptocurrency unique and sustainable with sound recurring income re-invested to ensure future growth, research and development. These tokens will be accessible and convertible via exchanges to ensure liquidity.

Zabercoin prides itself with a very strong and dynamic management team with over 100 years of experience combined in the asset management space. Cryptocurrencies fundamentally and drastically change the way banking is done by removing synthetic and man-made barriers caused by legacy financial institutions. Therefore, cryptocurrencies, including Zabercoin allow for:

• Verifiable and accurate peer-to-peer payments all over the world
• Nominal transaction fees and processing time compared to banking in fiat currencies
• Cutting out the majority of middlemen institutions means less fees and bigger return
• Securing financial privacy by means of payments between pseudonymous or onymous parties. Therefore, both parties use assumed names for identification purposes
• Non-reversible and permanent transactions preventing chargebacks and fraud

When the question is raised whether or whether not fiat money has any intrinsic value, clarity is found when reference is made to the Nixon shock of 1971. The most significant measure undertaken by the US President at that time was the unilateral cancellation of the direct international convertibility of the US Dollar to gold. Since then the exchange rates of national currencies have been free floating. Therefore, it is not accurate to claim that fiat money has an intrinsic value. It is backed by the government issuing it, but that is not intrinsic value. With central banks having the power to print as much currency as they please, combined with the destructive effects of inflation, the purchasing power of fiat money experiences a steady decline. It is therefore safe to say that fiat currency is made valuable by a government's artificial monetary policy. Inflation is a general increase in prices and fall in the purchasing value of money.

When the coins go on sale at the Initial Coin Offering (ICO), there will ONLY be 10,000,000 tokens available to buy. Following the ICO, anyone will be able to buy and sell Zabercoins freely through several international channels or platforms

• Zabercoins are indestructible and stable, and can be kept securely in your cryptographically wallet
• Zabercoins have an intrinsic value because it is backed by physical assets with profitable earnings
• The Zabercoin ecosystem offers merchant applications (apps) and payment processing services, allowing Zabercoins to be an excellent medium of exchange all around the world.

Real estate has long been a favoured investment class due to its hands-on quality. As currencies come and go, real estate always has and will always have a willing seller and a willing buyer. Added advantages for users investing in Zabercoin are:

• Diverse asset type investment for a much-reduced commitment in various geographical areas
• Added premium to the value of Zabercoin because of its usage and on-going market demand
• The intrinsic value of Zabercoin will stand through the test of time since it will always remain an asset backed digital currency
• The limited number of only 10,000,000 Zabercoins will ensure a healthy and gradual growth in its portfolio with no middleme